What Our Terms Actually Cover
Our terms govern three things: account registration and identity verification, transaction records tied to DANA, OVO, GoPay, QRIS and bank transfer deposits, and the data we collect to keep your account secure. Access to the platform depends on local law, and we do not accept registrations
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from regions where such access is not permitted. When you complete phone verification during sign-up, that step also binds your account to these terms — so read them before you confirm. We retain transaction records for as long as your account is active and for a
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defined period after closure, in line with standard financial record-keeping practice. If you believe a record is incorrect, the dispute path runs through our support team, not through a third-party process.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.